Clen your report!
You need to challenge every negative on your report whether you owe it or not. Just because its there or you owe it doesnt mean it has to stay on your report period. You can challenge the negatives and legally get them removed in a short period of time. You can do this your self or use a professional to get it done for you and watch your score improve immensely. Read the skinney on the credit bureaus that I wrote. Get you a credit repair company and get your bureau cleaned up in 30-90 days. Its that simple.
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