As I’m sure a lot of other people do, I get credit card solicitations on a daily basis. I only hold one credit card, and that’s the one tied to my checking account for overdraft protection. I find these offers annoying, but sometimes interesting based on what they offer. So how do you know which […]
Most of the time when I make a purchase, I use my debit card over my credit card. I don’t usually carry much cash, but like the idea of spending money I have rather than racking up a balance to pay later. Lately however, it has been brought to my attention that using a credit […]
With Americans living beyond their means and continually over-extending themselves, people are finding themselves in more debt that ever. With a credit crunch looming, it’s important to start taking the necessary steps to start eliminating debt. First things first, you should examine how you got into debt, and start making a plan for your future. […]
Once you begin to get credit, it is something that you need to handle with care. By making poor financial decisions, or not handling your finances carefully, it can put you into debt rather quickly. It is much easier to get into debt than it is to get out of it – as many Americans […]
I hadn’t heard much about this until now, but apparently the process of piggybacking to raise your credit score is sending quite a scare through the credit industry. Basically what happens, is someone with a good credit score will add someone with a poor credit history, or none at all, as an authorized user on […]
