Thanks to the subprime mess, and the huge losses in the housing market, banks have been more reluctant to lend money. Although I think the credit crunch is greatly exaggerated, if you want to get a loan, you need to be able to show that you are credit-worthy. One of the main things you can […]
In my post from a couple days ago, detailing the Investment Advice Of David Swensen, I thought there was a good lesson in diversification. I thought I would breakdown the different ways you can diversify your investments, and hopefully avoid getting hurt in an unstable market.
Owning many different stocks: If you have the bulk of […]
I have been contemplating a cross-country move from where I live in Arizona, to South Florida for the last couple of months now. I haven’t officially decided what to do, but I know that if I go, selling my house will probably not be easy. The market here has seen home prices dropping, and taking […]
There is a really great piece from NPR about David Swensen, and how he managed to grow Yale’s endowment at an average of 16.8 percent a year over the past two decades. Swensen’s basic formula for creating an investment portfolio for good returns while managing risk:
Domestic Equity (30 percent) - Stocks in U.S. based companies […]
I was just recently doing a bit of traveling. If there is one thing I learned all over again, it’s that vacations can be expensive. Whether you are just trying to get away for the weekend, or planning an all out adventure, there are some simple things you can do to stretch your money.
Be flexible. […]
